Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Macatawa Bank, National Association
Metric by metric
| Measure | Bank of Ann Arbor | Macatawa Bank, National Association |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 82 (stronger) | 57 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 99 (stronger) | 91 |
| Funding & liquidity | 36 | 45 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 93rd | 80th |
| Total assets | $3.5B | $3.7B |
| Deposits / shares | $2.8B | $3.1B |
| Capital ratio | 13.17% (stronger) | 10.74% |
| Problem loans | 0.27% | 0.08% (stronger) |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | 1.98% (stronger) | 1.77% |
| Loans ÷ deposits | 92.6% | 91.2% (stronger) |
| Uninsured deposits | 44.0% | 37.3% (stronger) |
| Offices | 17 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 22.5% |
Bank of Ann Arbor has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 3 and Macatawa Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.