Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Michigan State University Federal Credit Union
Credit union
Michigan State University Federal Credit Union
East Lansing, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Ann Arbor | Michigan State University Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 51 |
| Capital cushion | 82 (stronger) | 40 |
| Loan quality | 91 (stronger) | 59 |
| Earnings | 99 (stronger) | 32 |
| Funding & liquidity | 36 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 93rd | 7th |
| Total assets | $3.5B | $8.9B |
| Deposits / shares | $2.8B | $7.3B |
| Capital ratio | 13.17% (stronger) | 8.96% |
| Problem loans | 0.27% (stronger) | 1.24% |
| Net charge-offs | 0.07% (stronger) | 0.78% |
| Return on assets | 1.98% (stronger) | 0.31% |
| Loans ÷ deposits | 92.6% (stronger) | 95.2% |
| Uninsured deposits | 44.0% | 14.8% (stronger) |
| Offices | 17 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 20.6% |
Bank of Ann Arbor has the higher TellerScore (82 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 6 and Michigan State University Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.