The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (47 → 51), mostly because the earnings component improved by 8 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Michigan

Yes. Michigan State University Federal Credit Union is a federally insured credit union (NCUA charter #23279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.8% of shares and deposits ($1.1B) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 8.96%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Michigan State University Federal Credit Union lists 6 offices in 3 cities. Most locations:

• East Lansing, MI (3)
• Lansing, MI (2)
• Okemos, MI (1)

All branch addresses and map

In 2025, Michigan State University Federal Credit Union reported 4,068 home-loan applications under HMDA (LEI 54930053SM8COVIPIY54): 2,748 originated ($469,630,000 total), 820 denied, and 90 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Michigan State University Federal Credit Union

Type

Federal credit union

NCUA charter #

23279

RSSD ID

601489

Primary regulator

NCUA

Established

1979

Headquarters

3777 West Rd, East Lansing, MI 48823

Employees

1,427