Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Security Credit Union
Metric by metric
| Measure | Bank of Ann Arbor | Security Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 58 |
| Capital cushion | 82 (stronger) | 48 |
| Loan quality | 91 (stronger) | 73 |
| Earnings | 99 (stronger) | 31 |
| Funding & liquidity | 36 | 72 (stronger) |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 93rd | 16th |
| Total assets | $3.5B | $653.2M |
| Deposits / shares | $2.8B | $582.8M |
| Capital ratio | 13.17% (stronger) | 9.77% |
| Problem loans | 0.27% (stronger) | 0.80% |
| Net charge-offs | 0.07% (stronger) | 0.92% |
| Return on assets | 1.98% (stronger) | 0.27% |
| Loans ÷ deposits | 92.6% | 88.0% (stronger) |
| Uninsured deposits | 44.0% | 3.4% (stronger) |
| Offices | 17 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 26.0% |
Bank of Ann Arbor has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 5 and Security Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.