Security Credit Union is a federally insured state-chartered credit union headquartered in Grand Blanc, Michigan, in business for about 71 years. At the end of Q2 2026 it reported $653.2M in total assets and $582.8M in member shares and deposits, with 17 offices across 2 states.
Based on its Q2 2026 filing, Security Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 169 credit unions headquartered in Michigan, it ranks 155th. Its strongest component is problem-loan coverage (85/100; 7.5%), and its lowest is earnings (31/100; 0.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (46 → 58), mostly because the loan quality component improved by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 55 |
| Q4 2024 | 55 |
| Q1 2025 | 50 |
| Q2 2025 | 46 |
| Q3 2025 | 47 |
| Q4 2025 | 53 |
| Q1 2026 | 58 |
| Q2 2026 | 58 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.84% |
| Q3 2024 | 9.78% |
| Q4 2024 | 10.00% |
| Q1 2025 | 10.13% |
| Q2 2025 | 10.04% |
| Q3 2025 | 10.18% |
| Q4 2025 | 9.97% |
| Q1 2026 | 9.72% |
| Q2 2026 | 9.77% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.11% |
| Q3 2024 | 1.16% |
| Q4 2024 | 1.29% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.98% |
| Q3 2025 | 1.95% |
| Q4 2025 | 1.18% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.80% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.52% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $653.2M | 9.77% | 0.80% | 0.27% | 88.0% |
| Q1 2026 | 58 | $651.8M | 9.72% | 0.86% | 0.28% | 85.2% |
| Q4 2025 | 53 | $638.0M | 9.97% | 1.18% | 0.08% | 88.7% |
| Q3 2025 | 47 | $628.5M | 10.18% | 1.95% | 0.18% | 91.0% |
| Q2 2025 | 46 | $633.5M | 10.04% | 1.98% | 0.16% | 88.8% |
| Q1 2025 | 50 | $626.7M | 10.13% | 1.66% | 0.22% | 89.3% |
| Q4 2024 | 55 | $638.1M | 10.00% | 1.29% | 0.52% | 92.0% |
| Q3 2024 | 55 | $639.8M | 9.78% | 1.16% | 0.42% | 91.6% |
| Q2 2024 | 57 | $630.0M | 9.84% | 1.11% | 0.46% | 88.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adventure Credit UnionCredit union Grand Rapids, MI | 67 out of 100, Moderate | $645.9M | 11.5% | 0.73% | vs |
| American 1 Credit UnionCredit union Jackson, MI | 65 out of 100, Moderate | $661.3M | 15.6% | 2.07% | vs |
| Omni Community Credit UnionCredit union Battle Creek, MI | 90 out of 100, Very strong | $662.0M | 16.3% | 0.75% | vs |
| Embers Credit UnionCredit union Marquette, MI | 76 out of 100, Strong | $621.8M | 12.1% | 0.64% | vs |
| Sovita Credit UnionCredit union Flint, MI | 90 out of 100, Very strong | $592.0M | 16.1% | 0.31% | vs |
| Northland Area Federal Credit UnionCredit union Alpena, MI | 65 out of 100, Moderate | $714.4M | 10.3% | 0.88% | vs |
Deposit insurance
Is my money safe at Security Credit Union?
Yes. Security Credit Union is a federally insured credit union (NCUA charter #61159). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($19.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
17 locations
Branches
Security Credit Union lists 17 offices in 15 cities across 2 states. Most locations:
- Holly, MI (2)
- Lapeer, MI (2)
- Burton, MI (1)
- Croswell, MI (1)
- Detroit, MI (1)
- Flint, MI (1)
- Flushing, MI (1)
- Grand Blanc, MI (1)
- Imlay City, MI (1)
- Midland, MI (1)
- Owosso, MI (1)
- Saginaw, MI (1)
HMDA 2025
Mortgage lending
In 2025, Security Credit Union reported 341 home-loan applications under HMDA (LEI 5493005RSCVBUTB80M24): 196 originated ($15,320,000 total), 86 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Security Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61159
- RSSD ID
- 280295
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- P.O. Box 5255, Grand Blanc, MI 48480
- Employees
- 166
Quick answers
Security Credit Union: common questions
Is Security Credit Union NCUA insured?
Yes. Security Credit Union is a federally insured credit union (NCUA charter #61159). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Security Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Security Credit Union have?
17 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Grand Blanc
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sovita Credit UnionCredit union Flint, MI | 90 out of 100, Very strong | $592.0M | 16.1% | 0.31% | vs |
| Mobile Government Emp. Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $15.0M | 22.0% | 0.00% | vs |
| Zeal Credit UnionCredit union Livonia, MI | 83 out of 100, Strong | $1.1B | 19.8% | 1.50% | vs |
| Bank of Ann ArborBank Ann Arbor, MI | 82 out of 100, Strong | $3.5B | 13.2% | 0.27% | vs |
| Westacres Credit UnionCredit union West Bloomfield, MI | 82 out of 100, Strong | $7.1M | 13.5% | 0.00% | vs |
| DFCU Financial Credit UnionCredit union Dearborn, MI | 82 out of 100, Strong | $8.0B | 12.6% | 0.63% | vs |