Side-by-side · Q2 2026 data
Bank of Bearden vs River Valley Community Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Bank of Bearden | River Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 63 | 89 (stronger) |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 58 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 73rd | 49th |
| Total assets | $67.4M | $64.3M |
| Deposits / shares | $60.8M | $55.0M |
| Capital ratio | 11.29% | 13.91% (stronger) |
| Problem loans | 0.00% (stronger) | 1.25% |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 2.01% (stronger) | 1.04% |
| Loans ÷ deposits | 50.5% (stronger) | 80.7% |
| Uninsured deposits | 53.1% | 1.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Bearden has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Bearden leads on 5 and River Valley Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.