Side-by-side · Q2 2026 data
Bank of Billings vs West Plains Savings and Loan Association
Bank
West Plains Savings and Loan Association
West Plains, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Bank of Billings | West Plains Savings and Loan Association |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 61 (stronger) | 43 |
| Funding & liquidity | 74 (stronger) | 64 |
| Problem-loan coverage | 89 (stronger) | 69 |
| Peer percentile | 26th | 11th |
| Total assets | $105.0M | $100.5M |
| Deposits / shares | $91.2M | $77.3M |
| Capital ratio | 9.88% | 21.11% (stronger) |
| Problem loans | 0.91% (stronger) | 4.53% |
| Net charge-offs | 0.13% | 0.03% (stronger) |
| Return on assets | 1.03% (stronger) | 0.58% |
| Loans ÷ deposits | 85.9% (stronger) | 96.7% |
| Uninsured deposits | 13.8% | 5.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Billings has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Billings leads on 4 and West Plains Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.