Headquartered in Billings, Missouri, Bank of Billings is a state-chartered bank with $105.0M in total assets and $91.2M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1889.
Based on its Q2 2026 filing, Bank of Billings scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 151st. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is capital cushion (49/100; 9.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (58 → 64), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 66 |
| Q4 2024 | 69 |
| Q1 2025 | 70 |
| Q2 2025 | 58 |
| Q3 2025 | 63 |
| Q4 2025 | 67 |
| Q1 2026 | 59 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.77% |
| Q3 2024 | 10.08% |
| Q4 2024 | 10.72% |
| Q1 2025 | 10.07% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.46% |
| Q4 2025 | 10.67% |
| Q1 2026 | 10.07% |
| Q2 2026 | 9.88% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.42% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.27% |
| Q4 2025 | 0.86% |
| Q1 2026 | 1.47% |
| Q2 2026 | 0.91% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.99% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.25% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $105.0M | 9.88% | 0.91% | 1.03% | 85.9% |
| Q1 2026 | 59 | $103.2M | 10.07% | 1.47% | 1.03% | 85.9% |
| Q4 2025 | 67 | $95.5M | 10.67% | 0.86% | 1.25% | 93.7% |
| Q3 2025 | 63 | $93.6M | 10.46% | 1.27% | 1.23% | 93.8% |
| Q2 2025 | 58 | $94.5M | 10.15% | 1.66% | 1.19% | 89.8% |
| Q1 2025 | 70 | $96.1M | 10.07% | 0.42% | 1.15% | 85.2% |
| Q4 2024 | 69 | $89.7M | 10.72% | 0.53% | 0.99% | 87.7% |
| Q3 2024 | 66 | $87.2M | 10.08% | 0.55% | 0.86% | 89.3% |
| Q2 2024 | 66 | $88.5M | 9.77% | 0.36% | 0.89% | 90.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens Bank of EdinaBank Edina, MO | 81 out of 100, Strong | $106.7M | 14.5% | 1.45% | vs |
| Citizens Bank & TrustBank Rock Port, MO | 85 out of 100, Very strong | $107.3M | 12.5% | 0.08% | vs |
| West Plains Savings and Loan AssociationBank West Plains, MO | 55 out of 100, Moderate | $100.5M | 21.1% | 4.53% | vs |
| The Bank of Grain ValleyBank Grain Valley, MO | 95 out of 100, Very strong | $110.6M | 24.0% | 0.00% | vs |
| TPNB BankBank Paris, MO | 89 out of 100, Very strong | $112.0M | 15.2% | 0.00% | vs |
| Neighbors BankBank Clarence, MO | 47 out of 100, Below average | $115.6M | 11.1% | 1.38% | vs |
Deposit insurance
Is my money safe at Bank of Billings?
Yes. Bank of Billings is an FDIC-insured institution (FDIC certificate #16959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.8% of deposits ($12.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.88%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Bank of Billings lists 2 offices in 2 cities. Most locations:
- Billings, MO (1)
- Marionville, MO (1)
Identity & history
Profile
- Legal name
- Bank of Billings
- Type
- State-chartered bank
- FDIC certificate #
- 16959
- RSSD ID
- 572347
- Primary regulator
- FDIC
- Holding company
- First Miami Bancshares Inc
- Established
- March 14, 1889
- Headquarters
- 104 Ne Elm St, Billings, MO 65610
- Website
- www.thebankofbillings.com
- Employees
- 29
Quick answers
Bank of Billings: common questions
Is Bank of Billings FDIC insured?
Yes. Bank of Billings is an FDIC-insured institution (FDIC certificate #16959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Billings's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Billings ever failed?
There is no failure record for FDIC certificate #16959 in the FDIC failed bank list.
How many branches does Bank of Billings have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Billings
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Community BankBank Greenville, MO | 83 out of 100, Strong | $735.2M | 18.5% | 1.23% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Mid-Missouri BankBank Springfield, MO | 80 out of 100, Strong | $946.7M | 10.8% | 0.07% | vs |
| Foundation Credit UnionCredit union Springfield, MO | 79 out of 100, Strong | $76.6M | 14.3% | 0.33% | vs |
| Multi-States Credit UnionCredit union Springfield, MO | 78 out of 100, Strong | $90.9M | 12.5% | 0.36% | vs |
| Telcomm Credit UnionCredit union Springfield, MO | 77 out of 100, Strong | $337.9M | 13.2% | 0.25% | vs |