Side-by-side · Q2 2026 data
Bank of Bird-in-Hand vs Members 1st Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Bird-in-Hand | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 88 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 47 | 64 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 49th | 96th |
| Total assets | $1.9B | $8.7B |
| Deposits / shares | $1.7B | $7.3B |
| Capital ratio | 9.82% | 15.13% (stronger) |
| Problem loans | 0.19% (stronger) | 0.73% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 1.17% | 2.38% (stronger) |
| Loans ÷ deposits | 102.8% | 96.2% (stronger) |
| Uninsured deposits | 24.6% | 10.2% (stronger) |
| Offices | 9 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Bird-in-Hand leads on 2 and Members 1st Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.