Side-by-side · Q2 2026 data
Bank of Botetourt vs Blue Eagle Credit Union
Metric by metric
| Measure | Bank of Botetourt | Blue Eagle Credit Union |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 60 | 79 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 92 (stronger) | 79 |
| Funding & liquidity | 66 | 70 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 75th | 86th |
| Total assets | $939.4M | $280.8M |
| Deposits / shares | $821.5M | $243.0M |
| Capital ratio | 11.00% | 12.87% (stronger) |
| Problem loans | 0.25% | 0.11% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.38% |
| Return on assets | 1.80% (stronger) | 1.48% |
| Loans ÷ deposits | 94.3% | 90.7% (stronger) |
| Uninsured deposits | 13.5% | 4.7% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 17.1% |
Blue Eagle Credit Union has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Botetourt leads on 2 and Blue Eagle Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.