TellerScore

Blue Eagle Credit Union is a federally insured state-chartered credit union headquartered in Roanoke, Virginia, in business for about 78 years. At the end of Q2 2026 it reported $280.8M in total assets and $243.0M in member shares and deposits, with 2 offices.

Blue Eagle Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 19th. Problem-loan coverage contributes the most (99/100, 0.7%); funding & liquidity contributes the least (70/100, 91% loans-to-deposits, 5% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.87%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.11%
Earnings79/100
Return on assets (annualized): 1.48%
Funding & liquidity70/100
Loans ÷ shares: 90.7% · 4.7% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (80 → 84), mostly because the earnings component improved by 19 points.

TellerScore
798284Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202482
Q1 202579
Q2 202580
Q3 202582
Q4 202583
Q1 202684
Q2 202684
Net worth ratio
7.00%10.06%13.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.45%
Q3 202412.65%
Q4 202412.77%
Q1 202512.50%
Q2 202512.86%
Q3 202513.02%
Q4 202513.07%
Q1 202613.13%
Q2 202612.87%
Delinquent loans (60+ days)
0.01%0.06%0.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.04%
Q4 20240.07%
Q1 20250.01%
Q2 20250.06%
Q3 20250.05%
Q4 20250.11%
Q1 20260.03%
Q2 20260.11%
Return on assets
0.79%1.14%1.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.17%
Q4 20241.21%
Q1 20250.79%
Q2 20250.99%
Q3 20251.22%
Q4 20251.30%
Q1 20261.40%
Q2 20261.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$280.8M12.87%0.11%1.48%90.7%
Q1 202684$266.5M13.13%0.03%1.40%93.2%
Q4 202583$260.7M13.07%0.11%1.30%92.6%
Q3 202582$253.8M13.02%0.05%1.22%92.1%
Q2 202580$248.6M12.86%0.06%0.99%91.0%
Q1 202579$249.8M12.50%0.01%0.79%88.4%
Q4 202482$240.7M12.77%0.07%1.21%91.1%
Q3 202482$236.8M12.65%0.04%1.17%91.5%
Q2 202480$233.8M12.45%0.03%1.05%90.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.87%
68th
Problem loans0.11%
95th
Net charge-offs0.38%
48th
Return on assets1.48%
88th
Loans to deposits90.7%
16th
Uninsured deposits4.7%
64th
Loan-loss reserves0.00%
50th
Texas ratio0.7%
93rd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Bronco Federal Credit UnionCredit union Franklin, VA61 out of 100, Moderate$292.4M11.0%1.37%vs
Homebase Federal Credit UnionCredit union Prince George, VA72 out of 100, Strong$297.8M10.9%0.96%vs
Paho/Who Federal Credit UnionCredit union Arlington, VA78 out of 100, Strong$325.8M14.3%0.64%vs
Dominion Energy Credit UnionCredit union North Chesterfi, VA84 out of 100, Strong$336.4M14.3%0.43%vs
Urw Community Federal Credit UnionCredit union Danville, VA69 out of 100, Moderate$224.0M14.7%1.47%vs
Transportation Federal Credit UnionCredit union Alexandria, VA60 out of 100, Moderate$345.6M9.9%0.86%vs

Deposit insurance

Is my money safe at Blue Eagle Credit Union?

Yes. Blue Eagle Credit Union is a federally insured credit union (NCUA charter #68629). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($11.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Blue Eagle Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Blue Eagle Credit Union reported 299 home-loan applications under HMDA (LEI 549300JWMTKHFOXRS523): 213 originated ($22,705,000 total), 44 denied, and 42 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Blue Eagle Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68629
RSSD ID
484673
Primary regulator
State + NCUA
Established
1948
Headquarters
2121 Electric Rd, Roanoke, VA 24018
Employees
65

Quick answers

Blue Eagle Credit Union: common questions

Is Blue Eagle Credit Union NCUA insured?

Yes. Blue Eagle Credit Union is a federally insured credit union (NCUA charter #68629). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blue Eagle Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blue Eagle Credit Union have?

2 offices as of the latest NCUA data.