Side-by-side · Q2 2026 data
Bank of Botetourt vs Oak View National Bank
Metric by metric
| Measure | Bank of Botetourt | Oak View National Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 60 (stronger) | 32 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 92 (stronger) | 57 |
| Funding & liquidity | 66 | 84 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 75th | 40th |
| Total assets | $939.4M | $966.1M |
| Deposits / shares | $821.5M | $693.0M |
| Capital ratio | 11.00% (stronger) | 8.16% |
| Problem loans | 0.25% | 0.01% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 0.93% |
| Loans ÷ deposits | 94.3% | 56.0% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 30.1% |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Bank of Botetourt has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Botetourt leads on 4 and Oak View National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.