Oak View National Bank (FDIC certificate #58827) is based in Warrenton, Virginia. Its Q2 2026 call report shows $966.1M in total assets and $693.0M in deposits and 4 offices.
Based on its Q2 2026 filing, Oak View National Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 36th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (32/100; 8.16%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (72 → 69), mostly because the funding & liquidity component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 71 |
| Q4 2025 | 74 |
| Q1 2026 | 70 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.18% |
| Q3 2024 | 8.02% |
| Q4 2024 | 7.84% |
| Q1 2025 | 7.69% |
| Q2 2025 | 8.54% |
| Q3 2025 | 8.11% |
| Q4 2025 | 8.95% |
| Q1 2026 | 8.67% |
| Q2 2026 | 8.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.13% |
| Q3 2024 | 1.08% |
| Q4 2024 | 1.05% |
| Q1 2025 | 0.91% |
| Q2 2025 | 1.01% |
| Q3 2025 | 1.00% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.00% |
| Q2 2026 | 0.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $966.1M | 8.16% | 0.01% | 0.93% | 56.0% |
| Q1 2026 | 70 | $924.5M | 8.67% | 0.01% | 1.00% | 49.9% |
| Q4 2025 | 74 | $878.0M | 8.95% | 0.00% | 1.01% | 48.5% |
| Q3 2025 | 71 | $842.1M | 8.11% | 0.01% | 1.00% | 47.9% |
| Q2 2025 | 72 | $773.2M | 8.54% | 0.00% | 1.01% | 51.4% |
| Q1 2025 | 69 | $731.3M | 7.69% | 0.00% | 0.91% | 51.9% |
| Q4 2024 | 70 | $694.4M | 7.84% | 0.01% | 1.05% | 53.9% |
| Q3 2024 | 71 | $676.3M | 8.02% | 0.01% | 1.08% | 56.0% |
| Q2 2024 | 72 | $629.9M | 8.18% | 0.01% | 1.13% | 59.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Peoples Bank, Inc.Bank Honaker, VA | 76 out of 100, Strong | $942.5M | 11.2% | 0.45% | vs |
| Bank of BotetourtBank Buchanan, VA | 79 out of 100, Strong | $939.4M | 11.0% | 0.25% | vs |
| TruPoint BankBank Grundy, VA | 77 out of 100, Strong | $690.8M | 10.6% | 0.02% | vs |
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| The Bank of MarionBank Marion, VA | 71 out of 100, Strong | $634.1M | 11.4% | 1.12% | vs |
| Citizens Bank and Trust CompanyBank Blackstone, VA | 97 out of 100, Very strong | $577.6M | 15.4% | 0.23% | vs |
Deposit insurance
Is my money safe at Oak View National Bank?
Yes. Oak View National Bank is an FDIC-insured institution (FDIC certificate #58827). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.1% of deposits ($208.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.16%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.50% (benchmark: 10%).
4 locations
Branches
Oak View National Bank lists 4 offices in 4 cities. Most locations:
- Culpeper, VA (1)
- Flint Hill, VA (1)
- Marshall, VA (1)
- Warrenton, VA (1)
Identity & history
Profile
- Legal name
- Oak View National Bank
- Type
- National bank
- FDIC certificate #
- 58827
- RSSD ID
- 3816190
- Primary regulator
- OCC
- Holding company
- Oak View Bankshares Inc
- Established
- June 8, 2009
- Headquarters
- 340 Waterloo Street, Warrenton, VA 20186
- Website
- www.oakviewbank.com
- Employees
- 70
Quick answers
Oak View National Bank: common questions
Is Oak View National Bank FDIC insured?
Yes. Oak View National Bank is an FDIC-insured institution (FDIC certificate #58827). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Oak View National Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Oak View National Bank ever failed?
There is no failure record for FDIC certificate #58827 in the FDIC failed bank list.
How many branches does Oak View National Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Warrenton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Front Royal Federal Credit UnionCredit union Front Royal, VA | 97 out of 100, Very strong | $87.4M | 16.9% | 0.14% | vs |
| Virginia National BankBank Charlottesville, VA | 83 out of 100, Strong | $1.6B | 13.2% | 0.47% | vs |
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| Apple Federal Credit UnionCredit union Fairfax, VA | 76 out of 100, Strong | $5.7B | 10.9% | 0.56% | vs |
| Carter Bank & TrustBank Martinsville, VA | 76 out of 100, Strong | $4.8B | 11.7% | 1.01% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |