Side-by-side · Q2 2026 data
Bank of Buffalo vs Fredonia Valley Bank
Metric by metric
| Measure | Bank of Buffalo | Fredonia Valley Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 48 | 65 (stronger) |
| Loan quality | 77 (stronger) | 60 |
| Earnings | 86 (stronger) | 57 |
| Funding & liquidity | 61 | 89 (stronger) |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 40th | 37th |
| Total assets | $140.5M | $119.8M |
| Deposits / shares | $102.4M | $105.5M |
| Capital ratio | 9.78% | 11.49% (stronger) |
| Problem loans | 0.69% (stronger) | 1.19% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.65% (stronger) | 0.93% |
| Loans ÷ deposits | 99.7% | 68.3% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 17.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Buffalo has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Buffalo leads on 4 and Fredonia Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.