Side-by-side · Q2 2026 data
Bank of Calhoun County vs United Credit Union
Metric by metric
| Measure | Bank of Calhoun County | United Credit Union |
|---|---|---|
| TellerScore | 74 | 88 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 92 (stronger) | 87 |
| Earnings | 63 | 68 (stronger) |
| Funding & liquidity | 94 (stronger) | 85 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 51st | 92nd |
| Total assets | $99.5M | $302.1M |
| Deposits / shares | $89.7M | $253.5M |
| Capital ratio | 9.72% | 15.17% (stronger) |
| Problem loans | 0.23% (stronger) | 0.40% |
| Net charge-offs | -0.00% (stronger) | 0.64% |
| Return on assets | 1.07% | 1.19% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 75.5% |
| Uninsured deposits | 20.7% | 6.3% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
United Credit Union has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Calhoun County leads on 3 and United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.