Side-by-side · Q2 2026 data
Bank of Cashton vs Union State Bank
Metric by metric
| Measure | Bank of Cashton | Union State Bank |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 59 | 72 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 70 | 74 (stronger) |
| Funding & liquidity | 83 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 75th | 82nd |
| Total assets | $146.1M | $117.6M |
| Deposits / shares | $127.0M | $97.4M |
| Capital ratio | 10.90% | 12.15% (stronger) |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.25% | 1.34% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 79.6% |
| Uninsured deposits | 15.1% | 14.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.1% |
Union State Bank has the higher TellerScore (82 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Bank of Cashton leads on 2 and Union State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.