TellerScore

Bank of Cashton is a state-chartered bank headquartered in Cashton, Wisconsin, in business for about 127 years. At the end of Q2 2026 it reported $146.1M in total assets and $127.0M in deposits, with 1 office.

Bank of Cashton has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 54th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (59/100, 10.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Tier 1 leverage ratio: 10.90%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings70/100
Return on assets (annualized): 1.25%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 77.5% · 15.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).

TellerScore
767879Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202476
Q4 202476
Q1 202578
Q2 202578
Q3 202577
Q4 202578
Q1 202678
Q2 202679
Tier 1 leverage ratio
5.00%8.10%11.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.11%
Q3 202411.07%
Q4 202410.80%
Q1 202510.86%
Q2 202511.18%
Q3 202511.20%
Q4 202511.06%
Q1 202610.81%
Q2 202610.90%
Noncurrent loans
0.00%0.08%0.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.15%
Q4 20240.00%
Q1 20250.00%
Q2 20250.02%
Q3 20250.01%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.95%1.10%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20240.97%
Q4 20240.96%
Q1 20251.16%
Q2 20251.06%
Q3 20251.02%
Q4 20251.05%
Q1 20261.09%
Q2 20261.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$146.1M10.90%0.00%1.25%77.5%
Q1 202678$144.7M10.81%0.00%1.09%77.9%
Q4 202578$144.7M11.06%0.00%1.05%78.5%
Q3 202577$139.1M11.20%0.01%1.02%80.4%
Q2 202578$136.0M11.18%0.02%1.06%81.0%
Q1 202578$138.5M10.86%0.00%1.16%78.1%
Q4 202476$140.2M10.80%0.00%0.96%77.1%
Q3 202476$134.4M11.07%0.15%0.97%76.8%
Q2 202477$132.0M11.11%0.00%0.95%78.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.90%
49th
Total risk-based capital15.45%
70th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.25%
50th
Net interest margin3.69%
36th
Efficiency ratio64.2%
45th
Loans to deposits77.5%
54th
Uninsured deposits15.1%
81st
Loan-loss reserves1.09%
37th
Texas ratio0.0%
95th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
River Falls State BankBank River Falls, WI77 out of 100, Strong$143.2M11.4%0.21%vs
The Pineries BankBank Stevens Point, WI83 out of 100, Strong$149.1M11.3%0.00%vs
Bluff View BankBank Galesville, WI90 out of 100, Very strong$152.8M14.9%0.00%vs
Waldo State BankBank Waldo, WI47 out of 100, Below average$154.2M10.3%2.44%vs
Security State BankBank Iron River, WI93 out of 100, Very strong$136.2M21.4%0.37%vs
Oakwood BankBank Pigeon Falls, WI62 out of 100, Moderate$156.4M8.5%0.84%vs

Deposit insurance

Is my money safe at Bank of Cashton?

Yes. Bank of Cashton is an FDIC-insured institution (FDIC certificate #12325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.1% of deposits ($19.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.45% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Cashton lists 1 office in 1 city. Most locations:

  • Cashton, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Cashton
Type
State-chartered bank
FDIC certificate #
12325
RSSD ID
458946
Primary regulator
FDIC
Holding company
Eagle Bancshares Inc
Established
March 15, 1899
Headquarters
724 Front St, Cashton, WI 54619
Employees
12

Quick answers

Bank of Cashton: common questions

Is Bank of Cashton FDIC insured?

Yes. Bank of Cashton is an FDIC-insured institution (FDIC certificate #12325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Cashton's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Cashton ever failed?

There is no failure record for FDIC certificate #12325 in the FDIC failed bank list.

How many branches does Bank of Cashton have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Cashton

InstitutionScoreAssetsCapitalProblem loansCompare
Oakdale Credit UnionCredit union Oakdale, WI95 out of 100, Very strong$132.4M13.3%0.00%vs
The First National Bank of BangorBank Bangor, WI83 out of 100, Strong$363.7M31.6%0.95%vs
Firefighters Credit UnionCredit union Onalaska, WI83 out of 100, Strong$133.0M16.1%0.57%vs
Tomah Area Credit UnionCredit union Tomah, WI83 out of 100, Strong$125.9M12.4%0.49%vs
Union State BankBank West Salem, WI82 out of 100, Strong$117.6M12.2%0.14%vs
Gundersen Credit UnionCredit union LA Crosse, WI82 out of 100, Strong$85.3M13.8%0.07%vs