Side-by-side · Q2 2026 data
Bank of Cattaraugus vs Metropolitan Bank and Trust Company
Bank
Metropolitan Bank and Trust Company
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Bank of Cattaraugus | Metropolitan Bank and Trust Company |
|---|---|---|
| TellerScore | 67 (stronger) | 48 |
| Capital cushion | 53 (stronger) | 0 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 64 (stronger) | 20 |
| Funding & liquidity | 94 (stronger) | 93 |
| Problem-loan coverage | 86 | — |
| Peer percentile | 30th | 8th |
| Total assets | $31.0M | $32.0M |
| Deposits / shares | $27.4M | $8.7M |
| Capital ratio | 10.32% (stronger) | 0.00% |
| Problem loans | 1.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.10% (stronger) | 0.00% |
| Loans ÷ deposits | 64.0% | 63.4% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 18.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Cattaraugus has the higher TellerScore (67 vs 48). On the 6 directional measures above (where higher or lower is clearly better), Bank of Cattaraugus leads on 4 and Metropolitan Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.