Metropolitan Bank and Trust Company (FDIC certificate #33656) is based in New York, New York. Its Q2 2026 call report shows $32.0M in total assets and $8.7M in deposits and 1 office.
Metropolitan Bank and Trust Company has a TellerScore of 48 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 546 banks with under $100 million in assets. Among 121 banks headquartered in New York, it ranks 100th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (0/100, 0.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (49 → 48).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 41 |
| Q3 2024 | 49 |
| Q4 2024 | 48 |
| Q1 2025 | 49 |
| Q2 2025 | 49 |
| Q3 2025 | 47 |
| Q4 2025 | 48 |
| Q1 2026 | 48 |
| Q2 2026 | 48 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $32.0M | 0.00% | 0.00% | 0.00% | 63.4% |
| Q1 2026 | 48 | $34.5M | 0.00% | 0.00% | 0.00% | 65.0% |
| Q4 2025 | 48 | $36.4M | 0.00% | 0.00% | 0.00% | 64.9% |
| Q3 2025 | 47 | $32.8M | 0.00% | 0.00% | 0.00% | 67.9% |
| Q2 2025 | 49 | $34.3M | 0.00% | 0.00% | 0.00% | 62.7% |
| Q1 2025 | 49 | $35.6M | 0.00% | 0.00% | 0.00% | 61.2% |
| Q4 2024 | 48 | $41.0M | 0.00% | 0.00% | 0.00% | 67.9% |
| Q3 2024 | 49 | $40.3M | 0.00% | 0.00% | 0.00% | 58.9% |
| Q2 2024 | 41 | $33.7M | 0.00% | 0.00% | 0.00% | 55.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| GS&L Municipal BankBank Gouverneur, NY | 92 out of 100, Very strong | $31.6M | 44.5% | 0.00% | vs |
| Bank of CattaraugusBank Cattaraugus, NY | 67 out of 100, Moderate | $31.0M | 10.3% | 1.16% | vs |
| The Citizens National Bank of HammondBank Hammond, NY | 41 out of 100, Below average | $23.9M | 7.9% | 1.27% | vs |
| Emigrant Mercantile BankBank New York, NY | 80 out of 100, Strong | $3.5M | 85.7% | 0.00% | vs |
| Sunnyside Federal Savings and Loan Association of IrvingtonBank Irvington, NY | 70 out of 100, Strong | $82.3M | 12.3% | 0.18% | vs |
Deposit insurance
Is my money safe at Metropolitan Bank and Trust Company?
Yes. Metropolitan Bank and Trust Company is an FDIC-insured institution (FDIC certificate #33656). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.1% of deposits ($1.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Metropolitan Bank and Trust Company lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Metropolitan Bank and Trust Company
- Type
- Insured branch of a foreign bank
- FDIC certificate #
- 33656
- RSSD ID
- 449515
- Primary regulator
- OCC
- Established
- September 5, 1962
- Headquarters
- 10 E 53rd St, New York, NY 10022
Quick answers
Metropolitan Bank and Trust Company: common questions
Is Metropolitan Bank and Trust Company FDIC insured?
Yes. Metropolitan Bank and Trust Company is an FDIC-insured institution (FDIC certificate #33656). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Metropolitan Bank and Trust Company's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Metropolitan Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #33656 in the FDIC failed bank list.
How many branches does Metropolitan Bank and Trust Company have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |