Side-by-side · Q2 2026 data
Bank of Cave City vs First National Bank Of Commerce
Metric by metric
| Measure | Bank of Cave City | First National Bank Of Commerce |
|---|---|---|
| TellerScore | 50 | 80 (stronger) |
| Capital cushion | 34 | 56 (stronger) |
| Loan quality | 46 | 94 (stronger) |
| Earnings | 51 | 81 (stronger) |
| Funding & liquidity | 78 | 91 (stronger) |
| Problem-loan coverage | 62 | 98 (stronger) |
| Peer percentile | 7th | 77th |
| Total assets | $194.4M | $296.6M |
| Deposits / shares | $171.9M | $268.8M |
| Capital ratio | 8.38% | 10.65% (stronger) |
| Problem loans | 1.62% | 0.17% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 0.78% | 1.52% (stronger) |
| Loans ÷ deposits | 76.2% | 58.2% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 23.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.4% |
First National Bank Of Commerce has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cave City leads on 1 and First National Bank Of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.