Side-by-side · Q2 2026 data
Bank of Cave City vs Producers Bank & Trust
Metric by metric
| Measure | Bank of Cave City | Producers Bank & Trust |
|---|---|---|
| TellerScore | 50 | 90 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 51 | 94 (stronger) |
| Funding & liquidity | 78 (stronger) | 40 |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 7th | 95th |
| Total assets | $194.4M | $213.2M |
| Deposits / shares | $171.9M | $159.6M |
| Capital ratio | 8.38% | 22.09% (stronger) |
| Problem loans | 1.62% | 0.00% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.69% |
| Return on assets | 0.78% | 1.86% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 95.7% |
| Uninsured deposits | 20.8% (stronger) | 37.3% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producers Bank & Trust has the higher TellerScore (90 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cave City leads on 3 and Producers Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.