Headquartered in Mcgehee, Arkansas, Producers Bank & Trust is a state-chartered bank (fed member) with $213.2M in total assets and $159.6M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1933.
Based on its Q2 2026 filing, Producers Bank & Trust scores 90/100, which we describe as very strong. That is higher than 95% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 5th. Its strongest component is capital cushion (100/100; 22.09%), and its lowest is funding & liquidity (40/100; 96% loans-to-deposits, 37% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (77 → 90), mostly because the loan quality component improved by 58 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 91 |
| Q4 2024 | 84 |
| Q1 2025 | 91 |
| Q2 2025 | 77 |
| Q3 2025 | 81 |
| Q4 2025 | 87 |
| Q1 2026 | 85 |
| Q2 2026 | 90 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.83% |
| Q3 2024 | 17.10% |
| Q4 2024 | 16.30% |
| Q1 2025 | 17.89% |
| Q2 2025 | 16.55% |
| Q3 2025 | 23.99% |
| Q4 2025 | 22.52% |
| Q1 2026 | 23.42% |
| Q2 2026 | 22.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.28% |
| Q2 2025 | 1.73% |
| Q3 2025 | 1.08% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.92% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.40% |
| Q3 2024 | 2.33% |
| Q4 2024 | 1.87% |
| Q1 2025 | 2.38% |
| Q2 2025 | 2.08% |
| Q3 2025 | 2.19% |
| Q4 2025 | 1.99% |
| Q1 2026 | 2.19% |
| Q2 2026 | 1.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $213.2M | 22.09% | 0.00% | 1.86% | 95.7% |
| Q1 2026 | 85 | $205.4M | 23.42% | 0.92% | 2.19% | 84.6% |
| Q4 2025 | 87 | $195.3M | 22.52% | 0.55% | 1.99% | 91.0% |
| Q3 2025 | 81 | $196.2M | 23.99% | 1.08% | 2.19% | 104.7% |
| Q2 2025 | 77 | $185.6M | 16.55% | 1.73% | 2.08% | 80.4% |
| Q1 2025 | 91 | $170.3M | 17.89% | 0.28% | 2.38% | 81.3% |
| Q4 2024 | 84 | $163.6M | 16.30% | 0.81% | 1.87% | 87.3% |
| Q3 2024 | 91 | $179.5M | 17.10% | 0.00% | 2.33% | 104.3% |
| Q2 2024 | 93 | $160.9M | 17.83% | 0.00% | 2.40% | 84.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of DelightBank Delight, AR | 86 out of 100, Very strong | $201.0M | 13.4% | 0.29% | vs |
| The Peoples BankBank Magnolia, AR | 65 out of 100, Moderate | $195.9M | 13.6% | 2.23% | vs |
| Bank of Cave CityBank Cave City, AR | 50 out of 100, Below average | $194.4M | 8.4% | 1.62% | vs |
| The First National Bank of Izard CountyBank Calico Rock, AR | 80 out of 100, Strong | $234.8M | 31.1% | 2.09% | vs |
| Gateway BankBank Rison, AR | 32 out of 100, Low | $181.0M | 9.7% | 3.96% | vs |
| Bodcaw BankBank Stamps, AR | 60 out of 100, Moderate | $247.3M | 10.9% | 1.38% | vs |
Deposit insurance
Is my money safe at Producers Bank & Trust?
Yes. Producers Bank & Trust is an FDIC-insured institution (FDIC certificate #11242). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.3% of deposits ($59.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 22.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Producers Bank & Trust lists 2 offices in 2 cities. Most locations:
- Little Rock, AR (1)
- Mcgehee, AR (1)
Identity & history
Profile
- Legal name
- Producers Bank & Trust
- Former names
- McGehee Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11242
- RSSD ID
- 897648
- Primary regulator
- FED
- Holding company
- Producers B&t Employee Stk Ownership Plan
- Established
- December 6, 1933
- Headquarters
- 301 N 2nd St, Mcgehee, AR 71654
- Website
- www.producers.bank
- Employees
- 32
Quick answers
Producers Bank & Trust: common questions
Is Producers Bank & Trust FDIC insured?
Yes. Producers Bank & Trust is an FDIC-insured institution (FDIC certificate #11242). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Producers Bank & Trust's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Producers Bank & Trust ever failed?
There is no failure record for FDIC certificate #11242 in the FDIC failed bank list.
How many branches does Producers Bank & Trust have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mcgehee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Jefferson BankBank Greenville, MS | 90 out of 100, Very strong | $210.8M | 16.6% | 0.38% | vs |
| Connect BankBank Star City, AR | 89 out of 100, Very strong | $123.9M | 15.9% | 0.88% | vs |
| Bank of Lake VillageBank Lake Village, AR | 82 out of 100, Strong | $90.6M | 16.1% | 1.00% | vs |
| First Naturalstate BankBank Mcgehee, AR | 81 out of 100, Strong | $108.8M | 15.5% | 0.50% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Union Bank & Trust CompanyBank Monticello, AR | 66 out of 100, Moderate | $355.8M | 10.2% | 1.11% | vs |