Side-by-side · Q2 2026 data
Bank of Colorado vs Delta County Federal Credit Union
Metric by metric
| Measure | Bank of Colorado | Delta County Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 74 (stronger) | 59 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 74th | 42nd |
| Total assets | $7.6B | $72.8M |
| Deposits / shares | $6.6B | $65.2M |
| Capital ratio | 10.53% (stronger) | 10.17% |
| Problem loans | 0.10% (stronger) | 0.73% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.35% (stronger) | 0.99% |
| Loans ÷ deposits | 80.2% | 33.5% (stronger) |
| Uninsured deposits | 37.7% | 3.2% (stronger) |
| Offices | 55 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Bank of Colorado has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Colorado leads on 5 and Delta County Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Delta, CO
- Hotchkiss, CO