Side-by-side · Q2 2026 data
Bank of Colorado vs San Juan Mountains Credit Union
Metric by metric
| Measure | Bank of Colorado | San Juan Mountains Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 55 | 60 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 74 (stronger) | 70 |
| Funding & liquidity | 55 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 74th | 59th |
| Total assets | $7.6B | $61.3M |
| Deposits / shares | $6.6B | $54.3M |
| Capital ratio | 10.53% | 10.97% (stronger) |
| Problem loans | 0.10% (stronger) | 0.33% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 1.25% |
| Loans ÷ deposits | 80.2% | 66.6% (stronger) |
| Uninsured deposits | 37.7% | 7.8% (stronger) |
| Offices | 55 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
San Juan Mountains Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Colorado leads on 2 and San Juan Mountains Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.