Side-by-side · Q2 2026 data
Bank of Colorado vs Sterling Federal Credit Union
Metric by metric
| Measure | Bank of Colorado | Sterling Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 95 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 74th | 98th |
| Total assets | $7.6B | $246.9M |
| Deposits / shares | $6.6B | $203.0M |
| Capital ratio | 10.53% | 17.07% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.35% | 1.40% (stronger) |
| Loans ÷ deposits | 80.2% | 44.6% (stronger) |
| Uninsured deposits | 37.7% | 6.8% (stronger) |
| Offices | 55 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Colorado leads on 0 and Sterling Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sterling, CO