Side-by-side · Q2 2026 data
Bank of Colorado vs Wray State Bank
Metric by metric
| Measure | Bank of Colorado | Wray State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 97 (stronger) | 50 |
| Earnings | 74 | 75 (stronger) |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 74th | 20th |
| Total assets | $7.6B | $312.0M |
| Deposits / shares | $6.6B | $277.8M |
| Capital ratio | 10.53% (stronger) | 9.92% |
| Problem loans | 0.10% (stronger) | 1.50% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.35% | 1.37% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 80.2% |
| Uninsured deposits | 37.7% | 20.6% (stronger) |
| Offices | 55 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 0.0% |
Bank of Colorado has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Bank of Colorado leads on 5 and Wray State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Brush, CO
- Windsor, CO
- Wray, CO