Side-by-side · Q2 2026 data
Bank of Commerce & Trust Co. vs American Bank
Metric by metric
| Measure | Bank of Commerce & Trust Co. | American Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 38 |
| Capital cushion | 61 (stronger) | 51 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 33 | 45 (stronger) |
| Funding & liquidity | 92 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 39 |
| Peer percentile | 50th | 2nd |
| Total assets | $377.9M | $366.6M |
| Deposits / shares | $332.0M | $322.6M |
| Capital ratio | 11.10% (stronger) | 10.08% |
| Problem loans | 0.19% (stronger) | 5.04% |
| Net charge-offs | 0.06% (stronger) | 0.12% |
| Return on assets | 0.32% | 0.63% (stronger) |
| Loans ÷ deposits | 29.6% (stronger) | 75.8% |
| Uninsured deposits | 22.6% (stronger) | 34.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.1% |
Bank of Commerce & Trust Co. has the higher TellerScore (72 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce & Trust Co. leads on 6 and American Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.