Bank of Commerce & Trust Co. (FDIC certificate #10523) is based in Crowley, Louisiana. Its Q2 2026 call report shows $377.9M in total assets and $332.0M in deposits and 5 offices.
Bank of Commerce & Trust Co. has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 42nd. Problem-loan coverage contributes the most (99/100, 0.6%); earnings contributes the least (33/100, 0.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (69 → 72), mostly because the loan quality component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 71 |
| Q4 2025 | 69 |
| Q1 2026 | 70 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.41% |
| Q3 2024 | 11.68% |
| Q4 2024 | 11.57% |
| Q1 2025 | 11.28% |
| Q2 2025 | 11.34% |
| Q3 2025 | 11.50% |
| Q4 2025 | 11.23% |
| Q1 2026 | 11.08% |
| Q2 2026 | 11.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.34% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.19% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $377.9M | 11.10% | 0.19% | 0.32% | 29.6% |
| Q1 2026 | 70 | $374.6M | 11.08% | 0.32% | 0.24% | 30.0% |
| Q4 2025 | 69 | $395.9M | 11.23% | 0.34% | 0.18% | 28.9% |
| Q3 2025 | 71 | $365.6M | 11.50% | 0.32% | 0.19% | 31.6% |
| Q2 2025 | 69 | $362.4M | 11.34% | 0.38% | 0.20% | 28.8% |
| Q1 2025 | 69 | $361.7M | 11.28% | 0.38% | 0.12% | 27.4% |
| Q4 2024 | 70 | $370.7M | 11.57% | 0.37% | 0.23% | 27.5% |
| Q3 2024 | 71 | $360.8M | 11.68% | 0.39% | 0.28% | 30.3% |
| Q2 2024 | 70 | $354.4M | 11.41% | 0.38% | 0.31% | 28.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| City Bank & Trust Co.Bank Natchitoches, LA | 82 out of 100, Strong | $382.0M | 11.4% | 0.00% | vs |
| American BankBank Covington, LA | 38 out of 100, Low | $366.6M | 10.1% | 5.04% | vs |
| Southern Heritage BankBank Jonesville, LA | 73 out of 100, Strong | $397.9M | 10.5% | 0.72% | vs |
| Bank of St. FrancisvilleBank Saint Francisville, LA | 66 out of 100, Moderate | $398.7M | 9.9% | 0.81% | vs |
| CLB The Community BankBank Jonesville, LA | 58 out of 100, Moderate | $350.9M | 11.4% | 2.58% | vs |
| Bank of ZacharyBank Zachary, LA | 76 out of 100, Strong | $416.0M | 11.9% | 0.07% | vs |
Deposit insurance
Is my money safe at Bank of Commerce & Trust Co.?
Yes. Bank of Commerce & Trust Co. is an FDIC-insured institution (FDIC certificate #10523). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.6% of deposits ($75.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Bank of Commerce & Trust Co. lists 4 offices in 3 cities. Most locations:
- Crowley, LA (2)
- Iota, LA (1)
- Rayne, LA (1)
Identity & history
Profile
- Legal name
- Bank of Commerce & Trust Co.
- Type
- State-chartered bank
- FDIC certificate #
- 10523
- RSSD ID
- 476539
- Primary regulator
- FDIC
- Established
- January 1, 1926
- Headquarters
- 326 N Avenue G, Crowley, LA 70526
- Employees
- 68
Quick answers
Bank of Commerce & Trust Co.: common questions
Is Bank of Commerce & Trust Co. FDIC insured?
Yes. Bank of Commerce & Trust Co. is an FDIC-insured institution (FDIC certificate #10523). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Commerce & Trust Co.'s TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Commerce & Trust Co. ever failed?
There is no failure record for FDIC certificate #10523 in the FDIC failed bank list.
How many branches does Bank of Commerce & Trust Co. have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Crowley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |