Side-by-side · Q2 2026 data
Bank of Commerce & Trust Co. vs City Bank & Trust Co.
Metric by metric
| Measure | Bank of Commerce & Trust Co. | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 61 | 64 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 33 | 86 (stronger) |
| Funding & liquidity | 92 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 50th | 82nd |
| Total assets | $377.9M | $382.0M |
| Deposits / shares | $332.0M | $334.0M |
| Capital ratio | 11.10% | 11.35% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.06% (stronger) | 1.67% |
| Return on assets | 0.32% | 1.64% (stronger) |
| Loans ÷ deposits | 29.6% (stronger) | 71.3% |
| Uninsured deposits | 22.6% (stronger) | 25.9% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Bank & Trust Co. has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce & Trust Co. leads on 3 and City Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.