Side-by-side · Q2 2026 data
Bank of Commerce and Trust Company vs The Lyndon State Bank
Metric by metric
| Measure | Bank of Commerce and Trust Company | The Lyndon State Bank |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 38 | 45 (stronger) |
| Loan quality | 61 | 91 (stronger) |
| Earnings | 48 | 91 (stronger) |
| Funding & liquidity | 84 (stronger) | 50 |
| Problem-loan coverage | 70 | 95 (stronger) |
| Peer percentile | 13th | 47th |
| Total assets | $112.8M | $115.1M |
| Deposits / shares | $104.4M | $85.1M |
| Capital ratio | 8.84% | 9.51% (stronger) |
| Problem loans | 1.17% | 0.28% (stronger) |
| Net charge-offs | 0.12% | 0.02% (stronger) |
| Return on assets | 0.70% | 1.77% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 114.0% |
| Uninsured deposits | 29.6% | 14.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
The Lyndon State Bank has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce and Trust Company leads on 1 and The Lyndon State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.