The Lyndon State Bank (FDIC certificate #12135) is based in Lyndon, Kansas. Its Q2 2026 call report shows $115.1M in total assets and $85.1M in deposits and 3 offices.
Based on its Q2 2026 filing, The Lyndon State Bank scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 125th. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is capital cushion (45/100; 9.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (61 → 71), mostly because the earnings component improved by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 34 |
| Q3 2024 | 62 |
| Q4 2024 | 60 |
| Q1 2025 | 67 |
| Q2 2025 | 61 |
| Q3 2025 | 62 |
| Q4 2025 | 65 |
| Q1 2026 | 73 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.21% |
| Q3 2024 | 9.42% |
| Q4 2024 | 9.62% |
| Q1 2025 | 9.42% |
| Q2 2025 | 9.50% |
| Q3 2025 | 9.57% |
| Q4 2025 | 9.79% |
| Q1 2026 | 9.91% |
| Q2 2026 | 9.51% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.92% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.21% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.46% |
| Q1 2026 | 0.33% |
| Q2 2026 | 0.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.53% |
| Q1 2025 | 1.05% |
| Q2 2025 | 0.88% |
| Q3 2025 | 1.05% |
| Q4 2025 | 1.03% |
| Q1 2026 | 1.91% |
| Q2 2026 | 1.77% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $115.1M | 9.51% | 0.28% | 1.77% | 114.0% |
| Q1 2026 | 73 | $111.4M | 9.91% | 0.33% | 1.91% | 113.1% |
| Q4 2025 | 65 | $104.7M | 9.79% | 0.46% | 1.03% | 113.6% |
| Q3 2025 | 62 | $104.0M | 9.57% | 0.67% | 1.05% | 108.8% |
| Q2 2025 | 61 | $104.0M | 9.50% | 0.61% | 0.88% | 108.0% |
| Q1 2025 | 67 | $101.3M | 9.42% | 0.21% | 1.05% | 102.5% |
| Q4 2024 | 60 | $102.3M | 9.62% | 0.56% | 0.53% | 104.2% |
| Q3 2024 | 62 | $97.8M | 9.42% | 0.31% | 0.50% | 104.2% |
| Q2 2024 | 34 | $98.5M | 9.21% | 2.92% | 0.45% | 103.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home Savings BankBank Chanute, KS | 86 out of 100, Very strong | $115.1M | 16.7% | 0.12% | vs |
| The Baldwin State BankBank Baldwin City, KS | 75 out of 100, Strong | $115.5M | 10.1% | 0.04% | vs |
| Bank of Commerce and Trust CompanyBank Wellington, KS | 56 out of 100, Moderate | $112.8M | 8.8% | 1.17% | vs |
| First Federal Savings and Loan BankBank Olathe, KS | 74 out of 100, Strong | $109.5M | 12.3% | 1.28% | vs |
| The First State Bank of HealyBank Healy, KS | 82 out of 100, Strong | $108.8M | 16.8% | 0.89% | vs |
| The Wilson State BankBank Wilson, KS | 74 out of 100, Strong | $123.1M | 9.5% | 0.00% | vs |
Deposit insurance
Is my money safe at The Lyndon State Bank?
Yes. The Lyndon State Bank is an FDIC-insured institution (FDIC certificate #12135). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.8% of deposits ($12.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.51%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.37% (benchmark: 10%).
3 locations
Branches
The Lyndon State Bank lists 2 offices in 2 cities. Most locations:
- Lyndon, KS (1)
- Melvern, KS (1)
Identity & history
Profile
- Legal name
- The Lyndon State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12135
- RSSD ID
- 136655
- Primary regulator
- FDIC
- Holding company
- Cmjr Investments Inc
- Established
- August 1, 1901
- Headquarters
- 817 Topeka Ave, Lyndon, KS 66451
- Website
- www.lyndonstatebank.com
- Employees
- 20
Quick answers
The Lyndon State Bank: common questions
Is The Lyndon State Bank FDIC insured?
Yes. The Lyndon State Bank is an FDIC-insured institution (FDIC certificate #12135). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Lyndon State Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Lyndon State Bank ever failed?
There is no failure record for FDIC certificate #12135 in the FDIC failed bank list.
How many branches does The Lyndon State Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lyndon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Kansas State Bank Overbrook KansasBank Overbrook, KS | 82 out of 100, Strong | $101.2M | 13.2% | 0.70% | vs |
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| The Bennington State BankBank Salina, KS | 75 out of 100, Strong | $1.4B | 9.5% | 0.29% | vs |
| The Citizens State Bank and Trust CompanyBank Council Grove, KS | 75 out of 100, Strong | $96.1M | 9.0% | 0.11% | vs |
| Ventura National Bank & TrustBank Harveyville, KS | 72 out of 100, Strong | $41.7M | 17.9% | 0.09% | vs |