Side-by-side · Q2 2026 data
Bank of Commerce vs American Airlines Federal Credit Union
Credit union
American Airlines Federal Credit Union
Fort Worth, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Commerce | American Airlines Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 78 (stronger) | 67 |
| Loan quality | 74 | 80 (stronger) |
| Earnings | 93 (stronger) | 56 |
| Funding & liquidity | 80 | 94 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 82nd | 75th |
| Total assets | $203.2M | $9.5B |
| Deposits / shares | $174.5M | $8.3B |
| Capital ratio | 12.78% (stronger) | 11.68% |
| Problem loans | 0.78% | 0.60% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.46% |
| Return on assets | 1.83% (stronger) | 0.91% |
| Loans ÷ deposits | 76.5% | 66.5% (stronger) |
| Uninsured deposits | 18.4% | 12.7% (stronger) |
| Offices | 6 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 30.5% |
Bank of Commerce has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 4 and American Airlines Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.