Side-by-side · Q2 2026 data
Bank of Commerce vs First Texoma National Bank
Metric by metric
| Measure | Bank of Commerce | First Texoma National Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 50 |
| Capital cushion | 78 (stronger) | 66 |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 93 (stronger) | 66 |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 57 |
| Peer percentile | 82nd | 7th |
| Total assets | $203.2M | $225.4M |
| Deposits / shares | $174.5M | $202.3M |
| Capital ratio | 12.78% (stronger) | 11.60% |
| Problem loans | 0.78% (stronger) | 3.38% |
| Net charge-offs | 0.10% (stronger) | 0.23% |
| Return on assets | 1.83% (stronger) | 1.14% |
| Loans ÷ deposits | 76.5% | 74.2% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 22.9% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 3.5% |
Bank of Commerce has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 6 and First Texoma National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.