Side-by-side · Q2 2026 data
Bank of Commerce vs Oklahoma Capital Bank
Metric by metric
| Measure | Bank of Commerce | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 69 |
| Capital cushion | 78 (stronger) | 54 |
| Loan quality | 74 | 90 (stronger) |
| Earnings | 93 (stronger) | 72 |
| Funding & liquidity | 80 (stronger) | 41 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 82nd | 40th |
| Total assets | $203.2M | $196.3M |
| Deposits / shares | $174.5M | $159.8M |
| Capital ratio | 12.78% (stronger) | 10.39% |
| Problem loans | 0.78% | 0.30% (stronger) |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.83% (stronger) | 1.29% |
| Loans ÷ deposits | 76.5% (stronger) | 100.4% |
| Uninsured deposits | 18.4% (stronger) | 32.3% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Bank of Commerce has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and Oklahoma Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.