Side-by-side · Q2 2026 data
Bank of Commerce vs The Bank of the West
Metric by metric
| Measure | Bank of Commerce | The Bank of the West |
|---|---|---|
| TellerScore | 82 (stronger) | 62 |
| Capital cushion | 78 (stronger) | 55 |
| Loan quality | 74 (stronger) | 26 |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 92 (stronger) | 73 |
| Peer percentile | 82nd | 22nd |
| Total assets | $203.2M | $192.4M |
| Deposits / shares | $174.5M | $171.2M |
| Capital ratio | 12.78% (stronger) | 10.49% |
| Problem loans | 0.78% (stronger) | 2.22% |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.83% | 2.05% (stronger) |
| Loans ÷ deposits | 76.5% (stronger) | 77.5% |
| Uninsured deposits | 18.4% | 16.7% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Bank of Commerce has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 4 and The Bank of the West on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.