Side-by-side · Q2 2026 data
Bank of Commerce vs State Bank
Metric by metric
| Measure | Bank of Commerce | State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 63 (stronger) | 45 |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 77 (stronger) | 64 |
| Funding & liquidity | 76 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 77th | 34th |
| Total assets | $216.3M | $115.4M |
| Deposits / shares | $189.3M | $104.0M |
| Capital ratio | 11.28% (stronger) | 9.54% |
| Problem loans | 0.02% (stronger) | 0.34% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.09% |
| Loans ÷ deposits | 60.1% (stronger) | 87.8% |
| Uninsured deposits | 36.5% | 27.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Commerce has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.