Side-by-side · Q2 2026 data
Bank of Commerce vs Ark Valley Credit Union
Metric by metric
| Measure | Bank of Commerce | Ark Valley Credit Union |
|---|---|---|
| TellerScore | 74 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 78 | 86 (stronger) |
| Funding & liquidity | 74 | 91 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 57th | 95th |
| Total assets | $497.5M | $57.3M |
| Deposits / shares | $439.3M | $47.8M |
| Capital ratio | 9.19% | 15.16% (stronger) |
| Problem loans | 0.05% (stronger) | 0.19% |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 1.46% | 1.65% (stronger) |
| Loans ÷ deposits | 75.2% | 69.2% (stronger) |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
Ark Valley Credit Union has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 2 and Ark Valley Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.