Side-by-side · Q2 2026 data
Bank of Commerce vs Ampot Federal Credit Union
Credit union
Ampot Federal Credit Union
Hamilton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Bank of Commerce | Ampot Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 52 |
| Capital cushion | 79 (stronger) | 62 |
| Loan quality | 71 (stronger) | 39 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 66th | 11th |
| Total assets | $1.1B | $15.2M |
| Deposits / shares | $996.2M | $13.5M |
| Capital ratio | 12.85% (stronger) | 11.20% |
| Problem loans | 0.88% (stronger) | 1.84% |
| Net charge-offs | 0.14% (stronger) | 0.18% |
| Return on assets | 1.13% (stronger) | -1.81% |
| Loans ÷ deposits | 65.2% | 57.9% (stronger) |
| Uninsured deposits | 47.2% | 0.0% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Bank of Commerce has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and Ampot Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.