Side-by-side · Q2 2026 data
Bank of Commerce vs Bank of Yazoo City
Metric by metric
| Measure | Bank of Commerce | Bank of Yazoo City |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 79 (stronger) | 70 |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 65 (stronger) | 59 |
| Funding & liquidity | 59 | 73 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 66th | 75th |
| Total assets | $1.1B | $318.2M |
| Deposits / shares | $996.2M | $280.7M |
| Capital ratio | 12.85% (stronger) | 12.00% |
| Problem loans | 0.88% | 0.01% (stronger) |
| Net charge-offs | 0.14% | 0.04% (stronger) |
| Return on assets | 1.13% (stronger) | 0.99% |
| Loans ÷ deposits | 65.2% | 64.7% (stronger) |
| Uninsured deposits | 47.2% | 35.0% (stronger) |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 9.9% |
Bank of Yazoo City has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 2 and Bank of Yazoo City on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.