The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the earnings component improved by 11 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Mississippi

Yes. Bank of Yazoo City is an FDIC-insured institution (FDIC certificate #11431). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.0% of deposits ($98.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.00%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Bank of Yazoo City lists 4 offices in 4 cities. Most locations:

• Flora, MS (1)
• Flowood, MS (1)
• Pearl, MS (1)
• Yazoo City, MS (1)

All branch addresses and map

In 2025, Bank of Yazoo City reported 131 home-loan applications under HMDA (LEI 5493003CEZ9JGZYJ4J88): 115 originated ($26,915,000 total), 13 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bank of Yazoo City

Type

State-chartered bank

FDIC certificate #

11431

RSSD ID

118736

Primary regulator

FDIC

Holding company

Yazoo Capital Corp

Established

April 15, 1876

Headquarters

104 N Main St, Yazoo City, MS 39194

Website

www.bankofyazoo.com

Employees

42