Side-by-side · Q2 2026 data
Bank of Commerce vs Regions Bank
Metric by metric
| Measure | Bank of Commerce | Regions Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 45 |
| Loan quality | 71 (stronger) | 69 |
| Earnings | 65 | 78 (stronger) |
| Funding & liquidity | 59 | 59 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 66th | 73rd |
| Total assets | $1.1B | $159.8B |
| Deposits / shares | $996.2M | $131.8B |
| Capital ratio | 12.85% (stronger) | 9.50% |
| Problem loans | 0.88% (stronger) | 0.93% |
| Net charge-offs | 0.14% (stronger) | 0.47% |
| Return on assets | 1.13% | 1.46% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 74.6% |
| Uninsured deposits | 47.2% | 39.2% (stronger) |
| Offices | 16 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | 13.1% | 43.1% |
Bank of Commerce has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and Regions Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenwood, MS
- Columbus, MS
- Oxford, MS
- Starkville, MS
- Kosciusko, MS
- Charleston, MS
- West Point, MS