The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Yes. Regions Bank is an FDIC-insured institution (FDIC certificate #12368). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 39.2% of deposits ($51.7B) are above the $250,000 FDIC insurance limit, below the peer median of 43%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.50%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.22% (benchmark: 10%).

Check how much of your own balance is covered

Regions Bank lists 920 offices in 400 cities across 16 states. Most locations:

• Birmingham, AL (23)
• Nashville, TN (23)
• Memphis, TN (20)
• Miami, FL (17)
• Indianapolis, IN (16)
• Houston, TX (15)
• Knoxville, TN (15)
• Mobile, AL (15)
• Orlando, FL (14)
• Tampa, FL (14)
• Baton Rouge, LA (12)
• Little Rock, AR (11)

All branch addresses and map

Over the last three years, the CFPB forwarded 3,184 consumer complaints about REGIONS FINANCIAL CORPORATION to the company (1,268 in the last 12 months). 100.0% received a timely response. That is 24.2 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Regions Bank reported 63,742 home-loan applications under HMDA (LEI EQTWLK1G7ODGC2MGLV11): 30,269 originated ($7,958,205,000 total), 26,623 denied, and 1,967 withdrawn or closed by the applicant. Its denial rate on decided applications was 43.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

All Regions Bank card terms

Legal name

Regions Bank

Former names

Exchange Bank; First Alabama Bank; Exchange-Security Bank; First Alabama Bank of Birmingham

Type

State-chartered bank (Fed member)

FDIC certificate #

12368

RSSD ID

233031

Primary regulator

FED

Holding company

Regions Financial Corp

Established

January 1, 1928

Headquarters

1900 5th Ave N, Birmingham, AL 35203

Website

www.regions.com

Employees

19,895