Side-by-side · Q2 2026 data
Bank of Deerfield vs First Community Bank
Metric by metric
| Measure | Bank of Deerfield | First Community Bank |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 82 | 92 (stronger) |
| Funding & liquidity | 60 | 73 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 64th | 68th |
| Total assets | $268.3M | $158.9M |
| Deposits / shares | $230.5M | $141.8M |
| Capital ratio | 10.49% (stronger) | 10.38% |
| Problem loans | 0.13% (stronger) | 0.34% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.55% | 1.81% (stronger) |
| Loans ÷ deposits | 100.2% | 86.5% (stronger) |
| Uninsured deposits | 15.5% | 15.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Community Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Deerfield leads on 2 and First Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.