The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (79 → 77), mostly because the loan quality component weakened by 9 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Wisconsin

Yes. First Community Bank is an FDIC-insured institution (FDIC certificate #11225). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.5% of deposits ($21.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First Community Bank lists 1 office in 1 city. Most locations:

• Milton, WI (1)

All branch addresses and map

In 2025, First Community Bank reported 103 home-loan applications under HMDA (LEI 549300BZ038VQFB4UY84): 97 originated ($23,845,000 total), 0 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Community Bank

Former names

The Farmers Bank

Type

State-chartered bank

FDIC certificate #

11225

RSSD ID

742542

Primary regulator

FDIC

Holding company

First Cmty Bancshares Corp

Established

January 1, 1911

Headquarters

202 Merchant Row, Milton, WI 53563

Website

www.fcbmilton.com

Employees

24