Side-by-side · Q2 2026 data
Bank of Delight vs Chambers Bank
Metric by metric
| Measure | Bank of Delight | Chambers Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 84 (stronger) | 76 |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 55 (stronger) | 46 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 91st |
| Total assets | $201.0M | $1.6B |
| Deposits / shares | $169.2M | $1.3B |
| Capital ratio | 13.39% (stronger) | 12.57% |
| Problem loans | 0.29% | 0.23% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.02% (stronger) | 1.76% |
| Loans ÷ deposits | 105.0% | 86.7% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 40.2% |
| Offices | 4 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
Bank of Delight has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 5 and Chambers Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.