Bank of Delight is a state-chartered bank headquartered in Delight, Arkansas, in business for about 115 years. At the end of Q2 2026 it reported $201.0M in total assets and $169.2M in deposits, with 5 offices.
Based on its Q2 2026 filing, Bank of Delight scores 86/100, which we describe as very strong. That is higher than 90% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 8th. Its strongest component is earnings (100/100; 2.02%), and its lowest is funding & liquidity (55/100; 105% loans-to-deposits, 16% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the loan quality component improved by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 88 |
| Q4 2024 | 84 |
| Q1 2025 | 87 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 81 |
| Q1 2026 | 82 |
| Q2 2026 | 86 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.42% |
| Q3 2024 | 14.62% |
| Q4 2024 | 13.10% |
| Q1 2025 | 13.59% |
| Q2 2025 | 14.24% |
| Q3 2025 | 14.43% |
| Q4 2025 | 12.87% |
| Q1 2026 | 13.24% |
| Q2 2026 | 13.39% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.23% |
| Q2 2025 | 1.17% |
| Q3 2025 | 1.10% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.29% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.25% |
| Q3 2024 | 2.27% |
| Q4 2024 | 2.14% |
| Q1 2025 | 2.13% |
| Q2 2025 | 2.31% |
| Q3 2025 | 2.22% |
| Q4 2025 | 2.13% |
| Q1 2026 | 1.87% |
| Q2 2026 | 2.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $201.0M | 13.39% | 0.29% | 2.02% | 105.0% |
| Q1 2026 | 82 | $202.9M | 13.24% | 0.53% | 1.87% | 101.3% |
| Q4 2025 | 81 | $195.2M | 12.87% | 0.49% | 2.13% | 106.9% |
| Q3 2025 | 80 | $190.8M | 14.43% | 1.10% | 2.22% | 108.1% |
| Q2 2025 | 79 | $182.1M | 14.24% | 1.17% | 2.31% | 107.1% |
| Q1 2025 | 87 | $184.3M | 13.59% | 0.23% | 2.13% | 105.1% |
| Q4 2024 | 84 | $184.2M | 13.10% | 0.33% | 2.14% | 103.4% |
| Q3 2024 | 88 | $181.7M | 14.62% | 0.36% | 2.27% | 104.8% |
| Q2 2024 | 87 | $173.1M | 14.42% | 0.40% | 2.25% | 108.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples BankBank Magnolia, AR | 65 out of 100, Moderate | $195.9M | 13.6% | 2.23% | vs |
| Bank of Cave CityBank Cave City, AR | 50 out of 100, Below average | $194.4M | 8.4% | 1.62% | vs |
| Producers Bank & TrustBank Mcgehee, AR | 90 out of 100, Very strong | $213.2M | 22.1% | 0.00% | vs |
| Gateway BankBank Rison, AR | 32 out of 100, Low | $181.0M | 9.7% | 3.96% | vs |
| RiverBankBank Pocahontas, AR | 48 out of 100, Below average | $174.4M | 12.2% | 3.42% | vs |
| Riverwind BankBank Augusta, AR | 68 out of 100, Moderate | $167.8M | 9.1% | 0.16% | vs |
Deposit insurance
Is my money safe at Bank of Delight?
Yes. Bank of Delight is an FDIC-insured institution (FDIC certificate #99). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.5% of deposits ($26.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Bank of Delight lists 4 offices in 4 cities. Most locations:
- Delight, AR (1)
- Gurdon, AR (1)
- Hope, AR (1)
- Prescott, AR (1)
Identity & history
Profile
- Legal name
- Bank of Delight
- Type
- State-chartered bank
- FDIC certificate #
- 99
- RSSD ID
- 455945
- Primary regulator
- FDIC
- Established
- June 16, 1911
- Headquarters
- 503 E Antioch St, Delight, AR 71940
- Website
- www.bankofdelight.com
- Employees
- 28
Quick answers
Bank of Delight: common questions
Is Bank of Delight FDIC insured?
Yes. Bank of Delight is an FDIC-insured institution (FDIC certificate #99). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Delight's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Delight ever failed?
There is no failure record for FDIC certificate #99 in the FDIC failed bank list.
How many branches does Bank of Delight have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Delight
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chambers BankBank Danville, AR | 81 out of 100, Strong | $1.6B | 12.6% | 0.23% | vs |
| First State BankBank Lonoke, AR | 77 out of 100, Strong | $328.1M | 11.2% | 0.00% | vs |
| Diamond BankBank Murfreesboro, AR | 69 out of 100, Moderate | $957.2M | 10.0% | 0.58% | vs |
| First State Bank of DeQueenBank De Queen, AR | 64 out of 100, Moderate | $525.1M | 8.5% | 1.23% | vs |
| Farmers Bank & Trust CompanyBank Magnolia, AR | 61 out of 100, Moderate | $3.2B | 9.9% | 1.32% | vs |
| Southern Bancorp BankBank Arkadelphia, AR | 61 out of 100, Moderate | $3.0B | 11.9% | 1.42% | vs |