Side-by-side · Q2 2026 data
Bank of Delight vs First State Bank
Metric by metric
| Measure | Bank of Delight | First State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 77 |
| Capital cushion | 84 (stronger) | 62 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 55 | 68 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 90th | 68th |
| Total assets | $201.0M | $328.1M |
| Deposits / shares | $169.2M | $292.6M |
| Capital ratio | 13.39% (stronger) | 11.24% |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 2.02% (stronger) | 1.12% |
| Loans ÷ deposits | 105.0% | 80.9% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 25.5% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
Bank of Delight has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gurdon, AR