Side-by-side · Q2 2026 data
Bank of Delight vs Patterson Federal Credit Union
Credit union
Patterson Federal Credit Union
Arkadelphia, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Bank of Delight | Patterson Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 96 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 55 | 78 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 90th | 97th |
| Total assets | $201.0M | $38.0M |
| Deposits / shares | $169.2M | $31.1M |
| Capital ratio | 13.39% | 17.54% (stronger) |
| Problem loans | 0.29% | 0.08% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 2.02% | 2.26% (stronger) |
| Loans ÷ deposits | 105.0% | 82.7% (stronger) |
| Uninsured deposits | 15.5% | 0.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Patterson Federal Credit Union has the higher TellerScore (96 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 1 and Patterson Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.