Side-by-side · Q2 2026 data
Bank of Delight vs The Peoples Bank
Metric by metric
| Measure | Bank of Delight | The Peoples Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 84 | 86 (stronger) |
| Loan quality | 90 (stronger) | 26 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 55 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 90th | 29th |
| Total assets | $201.0M | $195.9M |
| Deposits / shares | $169.2M | $136.8M |
| Capital ratio | 13.39% | 13.59% (stronger) |
| Problem loans | 0.29% (stronger) | 2.23% |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 2.02% (stronger) | 1.69% |
| Loans ÷ deposits | 105.0% (stronger) | 109.2% |
| Uninsured deposits | 15.5% | 6.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Delight has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 5 and The Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.