Side-by-side · Q2 2026 data
Bank of Dixon County vs F&M Bank
Metric by metric
| Measure | Bank of Dixon County | F&M Bank |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 83 (stronger) | 68 |
| Loan quality | 32 | 98 (stronger) |
| Earnings | 86 | 93 (stronger) |
| Funding & liquidity | 78 (stronger) | 62 |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 43rd | 84th |
| Total assets | $141.7M | $354.6M |
| Deposits / shares | $121.6M | $311.6M |
| Capital ratio | 13.29% (stronger) | 11.76% |
| Problem loans | 2.04% | 0.07% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.64% | 1.83% (stronger) |
| Loans ÷ deposits | 77.8% (stronger) | 93.9% |
| Uninsured deposits | 18.6% | 18.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
F&M Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dixon County leads on 3 and F&M Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.